Exam Code: InsNV_Health02
Exam Name: NV Accident and Health
Certification Provider: Insurance Licensing
Corresponding Certification: Nevada Insurance
McAfee Secure sites help keep you safe from identity theft, credit card fraud, spyware, spam, viruses and online scams

Over 57730+ Satisfied Customers

100% Money Back Guarantee

VCE4Plus has an unprecedented 99.6% first time pass rate among our customers. We're so confident of our products that we provide no hassle product exchange.

  • Best exam practice material
  • Three formats are optional
  • 10 years of excellence
  • 365 Days Free Updates
  • Learn anywhere, anytime
  • 100% Safe shopping experience

Functional Features

Our InsNV_Health02 exam questions can meet your needs to the maximum extent, and our learning materials are designed to the greatest extent from the customer's point of view. So you don't have to worry about the operational complexity. As soon as you enter the learning interface of our system and start practicing our InsNV_Health02 learning materials on our Windows software, you will find small buttons on the interface. These buttons show answers, and you can choose to hide answers during your learning of our InsNV_Health02 exam quiz so as not to interfere with your learning process. You can click these buttons to proofread your answers after you finish your studies. If you want to record important content, we also provide enough space for you to take notes. In short, you will find the functionality and practicality of our InsNV_Health02 exam questions during the learning process. We will also continue to innovate and improve functionality to provide you with better services.

Choosing our InsNV_Health02 exam quiz will be a wise decision that you make, because this decision may have a great impact in your future development. Having the certificate may be something you have always dreamed of, because it can prove that you have certain strength. Our InsNV_Health02 exam questions can provide you with services with pretty quality and help you obtain a certificate. Our learning materials are made after many years of practical efforts and their quality can withstand the test of practice. Therefore, our InsNV_Health02 learning materials can help you get a great financial return in the future and you will have a good quality of life.

DOWNLOAD DEMO

Providing System Services

To ensure that you have a more comfortable experience before you choose to purchase our InsNV_Health02 exam quiz, we provide you with a trial experience service. Once you decide to purchase our learning materials, we will also provide you with all-day service. If you have any questions, you can contact our specialists. We will provide you with thoughtful service. Even if you unfortunately fail to pass the InsNV_Health02 exam, you will also receive our refund of our learning materials. With our trusted service, our learning materials will never make you disappointed.

Versions Can Meet Different Needs

There are different versions of our InsNV_Health02 learning materials. Whether you like to study on the computer or like to read paper materials, our learning materials can meet your needs. If you are used to reading paper study materials for most of the time, you can eliminate your concerns. Our InsNV_Health02 exam quiz takes full account of customers' needs in this area. Because our PDF version of the learning material is available for customers to print, so that your free time is fully utilized, and you can often consolidate your knowledge. Everything you do will help you pass the InsNV_Health02 exam and get your Insurance Licensing certificate. Of course, the APP and PC versions are also very popular. They can simulate the actual operation of the test environment, and users can perform mock tests for a limited time. And it has the practicality of correcting online error and other functions. The three versions of InsNV_Health02 exam questions all have the feature that they have no limit on the number of users, so you will not encounter the problem of not obtaining our learning materials.

Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Nevada Statutes and Codes Common to Life, Health, Property, and Casualty Insurance20%- Marketing Practices
  • 1. Silver State Health Insurance Exchange
    • 2. Unfair practices
      • Unfair claims methods and practices and settlement of claims
      • Rebating and inducement
      • Twisting
      • Misrepresentation
      • Fraud
      • Unfair discrimination
      • Defamation
    • 3. Affordable Care Act
      • 4. Commissions and payment restrictions
        • 5. Fiduciary responsibilities
          • 6. Required records and record retention
            - Definitions
            • 1. Domestic, foreign, and alien
              • 2. Transacting insurance
                • 3. Premiums
                  • 4. Insurer
                    • 5. Cost-sharing
                      • 6. Certificate of authority
                        • 7. Authorized and unauthorized
                          - Licensing
                          • 1. Obtaining a license
                            • 2. Name of licensee
                              • 3. Termination of license
                                • 4. Persons required to be licensed
                                  • 5. Renewal and continuing education
                                    • 6. Suspension, revocation, and refusal of license
                                      - Nevada Life and Health Insurance Guaranty Association
                                      - Insurance Commissioner
                                      • 1. Examinations
                                        • 2. Notice and hearings and penalties
                                          • 3. General powers and duties
                                            Topic 2: Accident & Health – General Knowledge50%- Policy Provisions, Clauses, and Riders
                                            • 1. Mandatory and optional provisions
                                              • Entire contract
                                              • Time limit on certain defenses
                                              • Grace period
                                              • Reinstatement
                                              • Notice of claim
                                              • Claim forms
                                              • Proof of loss
                                              • Time of payment of claims
                                              • Payment of claims
                                              • Physical examination and autopsy
                                              • Legal actions
                                              • Change of beneficiary
                                              • Misstatement of age or gender
                                              • Change of occupation
                                              • Illegal occupation
                                              • Relation of earnings to insurance
                                            • 2. Riders
                                              • Impairment and exclusions
                                              • Guaranteed insurability
                                              • Future increase option
                                            • 3. Rights of renewability
                                              • Noncancelable
                                              • Cancelable
                                              • Guaranteed renewable
                                            • 4. Other provisions and clauses
                                              • Insuring clause
                                              • Free look
                                              • Consideration clause
                                              • Probationary period
                                              • Elimination period
                                              • Waiver of premium
                                              • Exclusions and limitations
                                              • Preexisting conditions
                                              • Coinsurance
                                              • Deductibles
                                              • Eligible expenses
                                              • Copayments
                                              • Pre-authorizations and prior approval requirements
                                              • Usual, reasonable, and customary charges
                                              • Lifetime, annual, or per cause maximum benefit limits
                                            - Types of Policies
                                            • 1. Other policies
                                              • Dental
                                              • Vision
                                              • Cancer
                                              • Critical illness or specified disease
                                              • Worksite employer-sponsored
                                              • Hospital indemnity
                                              • Short-term medical
                                              • Accident
                                            • 2. Accidental death and dismemberment
                                              • 3. Medical expense insurance
                                                • Basic hospital, medical, and surgical policies
                                                • Major medical policies
                                                • Health Maintenance Organizations
                                                • Preferred Provider Organizations
                                                • Point of Service plans
                                                • Flexible Spending Accounts
                                                • High Deductible Health Plans and Health Savings Accounts
                                                • Health Reimbursement Accounts
                                              • 4. Individual and Group Long Term Care
                                                • Eligibility
                                                • Levels of care
                                              • 5. Medicare supplement policies
                                                • 6. Disability income
                                                  • Individual disability income policy
                                                  • Business overhead expense policy
                                                  • Business disability buyout policy
                                                  • Group disability income policy
                                                  • Key employee policy
                                                • 7. Group insurance
                                                  • Differences between individual and group contracts
                                                  • General characteristics
                                                  • COBRA
                                                - Field Underwriting Procedures
                                                • 1. Initial premium payment and receipt
                                                  • 2. Replacement
                                                    • 3. Submitting application and initial premium to company for underwriting
                                                      • 4. Policy delivery
                                                        • 5. Sources of insurability and HIPAA privacy information
                                                          • 6. Completing the application
                                                            • 7. Contract law
                                                              • Elements of a contract
                                                              • Insurable interest
                                                              • Warranties and representations
                                                              • Unique aspects of the insurance contract
                                                            • 8. Explaining policy provisions, riders, exclusions, and ratings
                                                              - Other Insurance Concepts
                                                              • 1. Dependent children benefits
                                                                • 2. Primary and contingent beneficiaries
                                                                  • 3. Owner's rights
                                                                    • 4. Cost containment
                                                                      • 5. Workers Compensation
                                                                        • 6. Tax treatment of premiums and proceeds of insurance contracts
                                                                          • 7. Total, partial, recurrent, and residual disability
                                                                            • 8. Occupational vs. non-occupational
                                                                              • 9. Managed care
                                                                                • 10. Subrogation
                                                                                  • 11. Nonduplication and coordination of benefits
                                                                                    • 12. Modes of premium payments
                                                                                      - Social Insurance
                                                                                      • 1. Social Security benefits
                                                                                        • 2. Medicare Parts A, B, C, and D
                                                                                          • 3. Medicaid
                                                                                            Topic 3: Nevada Statutes and Codes Common to Life and Health Insurance Only4%- Credit life and health insurance
                                                                                            - Group life and health insurance
                                                                                            • 1. Required provisions
                                                                                              • 2. Eligible groups
                                                                                                - Advertising
                                                                                                Topic 4: Nevada Statutes and Codes Pertinent to Health Insurance Only14%- Mandatory policy clauses and provisions
                                                                                                • 1. Coverage for preventive healthcare services
                                                                                                  • 2. Coverage for newborn children
                                                                                                    • 3. Coverage for physical handicap or intellectual disability for dependent children
                                                                                                      - Hospice care
                                                                                                      - Medicare
                                                                                                      • 1. Prescription Drug Plan
                                                                                                        • 2. Medicare supplement regulation
                                                                                                          • 3. Medicare Advantage Plans
                                                                                                            - Coverage for reconstructive surgery
                                                                                                            - Long Term Care
                                                                                                            - Availability of coverage for mental health and treatment of alcohol abuse and drug abuse

                                                                                                            Insurance Licensing NV Accident and Health Sample Questions:

                                                                                                            1. Which of the following organizations is the BEST example of a mutual insurance company?

                                                                                                            A) An incorporated insurance company that has no capital stock and has a governing body that is elected by its policyholders
                                                                                                            B) An unincorporated insurance company that operates through an attorney-in-fact common to all persons
                                                                                                            C) An incorporated insurance company that has its capital divided into shares and is owned by stockholders
                                                                                                            D) An unincorporated aggregation of subscribers who operate individually


                                                                                                            2. The Misstatement of Age provision in an Accident and Health policy allows an insurance company to take which of the following actions if an insured has understated the insured ' s age on the policy application?

                                                                                                            A) Lapse the coverage
                                                                                                            B) Adjust the benefits
                                                                                                            C) Increase the premium
                                                                                                            D) Cancel the policy


                                                                                                            3. What is the minimum age requirement for a natural person applying for a resident Nevada producer license?

                                                                                                            A) 16 years old
                                                                                                            B) 21 years old
                                                                                                            C) 25 years old
                                                                                                            D) 18 years old


                                                                                                            4. Under Nevada law, the definition of " insurer " includes:

                                                                                                            A) a security dealer
                                                                                                            B) a financial planner
                                                                                                            C) an indemnitor
                                                                                                            D) a syndicate


                                                                                                            5. A producer who makes misleading policy comparisons for the purpose of inducing an insured to surrender an existing policy is guilty of:

                                                                                                            A) coercion
                                                                                                            B) twisting
                                                                                                            C) rebating
                                                                                                            D) defamation


                                                                                                            Solutions:

                                                                                                            Question # 1
                                                                                                            Answer: A
                                                                                                            Question # 2
                                                                                                            Answer: B
                                                                                                            Question # 3
                                                                                                            Answer: D
                                                                                                            Question # 4
                                                                                                            Answer: C
                                                                                                            Question # 5
                                                                                                            Answer: B

                                                                                                            1 Customer ReviewsCustomers Feedback (* Some similar or old comments have been hidden.)

                                                                                                            today premium is valid. passed high 90%.
                                                                                                            thank you VCE4Plus guys so much for this dump InsNV_Health02

                                                                                                            Andy

                                                                                                            Andy     5 star  

                                                                                                            LEAVE A REPLY

                                                                                                            Your email address will not be published. Required fields are marked *

                                                                                                            0
                                                                                                            0
                                                                                                            0
                                                                                                            0

                                                                                                            WHY CHOOSE US


                                                                                                            365 Days Free Updates

                                                                                                            Free update is available within 365 days after your purchase. After 365 days, you will get 50% discounts for updating.

                                                                                                            Security & Privacy

                                                                                                            We respect customer privacy. We use McAfee's security service to provide you with utmost security for your personal information & peace of mind.

                                                                                                            Instant Download

                                                                                                            After Payment, our system will send you the products you purchase in mailbox in a minute after payment. If not received within 2 hours, please contact us.

                                                                                                            Money Back Guarantee

                                                                                                            Full refund if you fail the corresponding exam in 60 days after purchasing. And Free get any another product.